Contractors Pollution Liability
The Contractors Pollution Liability policy is designed to prevent gaps in coverage due to pollution-related exclusions on standard commercial general liability programs. With environmental liabilities more recognized than ever before, virtually any contaminant can trigger a pollution exclusion in the CGL policy. Axon’s CPL is a best-in-class, all-Inclusive form for contractors who know they must incorporate pollution coverage into their insurance book to protect their business.
This coverage is vital to contractors as any contaminant can trigger a pollution exclusion in the CGL policy. Environmental liabilities are more recognized than ever before, and contractors interested in protecting their business know they must incorporate pollution coverage into their insurance book. Coverage is provided for your work and work done on your behalf.
BROAD OCCURRENCE COVERAGE FOR WORK RELATED POLLUTION INCIDENTS
- Contracting Operations – No Scheduling Required
- Transportation Activities – Including Wrongful Delivery, Loading & Unloading
- Waste Disposal Activities – Broad Language No Scheduling Required
- Site Pollution Liability – Including Midnight Dumping
- Environmental Crisis Management – Media and PR Support with no Deductible
ADDITIONAL POLICY ENHANCEMENTS:
- Mold & Legionnaire’s Disease, Electromagnetic Fields, Low Level Radioactive Material, Medical & Infectious Waste
- Defense Outside the Limits of Liability & Not Subject to Deductible or Sublimit
- Completed Operations COverage
- Pollution Incidents include Silt & Sedimentation and Exacerbation
- Restoration Costs meeting Green Standards
- No Asbestos, Lead or Silica Exclusion
- No Professional Exclusion
- Broad Additional Insured Status & Waiver of Subrogation where Required by contract
KEY FEATURES
- Practice or Project Coverage Available
- Limits up to $25,000,000
- 2-year Policy Term – 10 yr. Comp. Ops
- Available all 50 States (Admitted in NY & NJ)
- “A” (Excellent) Rating by A.M. Best
- “A” (Strong) Rating by Standard & Poor’s
KEY BENEFACTORS
General and Artisan Contractors, both Environmental and Non-Environmental of any size.
POLLUTION EXPOSURE EXAMPLES
- Toxic mold caused by water intrusion
- Lead paint poisoning during remodeling
- Construction errors resulting in release of airborne bacteria (e.g. hazardous dust)
- Impact to utility lines resulting in product discharge into soil or groundwater
- Emissions and spills from chemicals applied during construction
- Improper disposal of waste or product
- Hazardous spills from jobsite equipment, during transport or collision with structures
- Inadvertent disturbance of hazardous building materials (asbestos, lead) during construction
Contractors Pollution LiabilitySubmissions: submissions@axonu.com