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Contractors Pollution Liability

The CPL policy is designed to prevent gaps in coverage due to pollution-related exclusions on standard commercial general liability programs. With environmental liabilities more recognized than ever before, virtually any contaminant can trigger a pollution exclusion in the CGL policy. Axon’s CPL is a best-in-class, all-Inclusive form for contractors who know they must incorporate pollution coverage into their insurance book to protect their business.

Broad Occurrence Coverage for work related pollution incidents

Mold & Legionnaire’s Disease, Electromagnetic Fields, Low Level Radioactive Material, Medical & Infectious Waste
Defense Outside the Limits of Liability & Not Subject to Deductible or Sub-limit
Completed Operations Coverage
Pollution Incidents include Silt & Sedimentation and Exacerbation
Broad Additional Insured Status & Waiver of Subrogation where Required by contract

Additional Policy Enhancements

Restoration Costs meeting Green Standards
No Asbestos, Lead or Silica Exclusion
No Professional Exclusion

This Coverage is Vital to Contractors

Virtually any contaminant can trigger a pollution exclusion in the CGL policy, leaving you vulnerable. Environmental liabilities are more recognized than ever before and contractors interested in protecting their business know they must incorporate pollution coverage into their insurance book.

Pollution Exposure Examples

Toxic mold caused by water intrusion
Lead paint poisoning during remodeling
Construction errors resulting in release of airborne bacteria (e.g. hazardous dust)
Impact to utility lines resulting in product discharge into soil or groundwater
Emissions and spills from chemicals applied during construction
Improper disposal of waste or product
Hazardous spills from jobsite equipment, during transport or collision with structures
Inadvertent disturbance of hazardous building materials (asbestos, lead) during construction
General and Artisan Contractors, both Environmental and Non-Environmental of any size
• Practice or Project Coverage Available

• Limits up to $25,000,000

• 2-year Policy Term – 10 yr. Comp. Ops

• Available all 50 States (Admitted in NY)

• “A” (Excellent) Rating by A.M. Best and “A” (Strong) by Standard & Poor’s

Axon CPL Application – Practice – Download

Axon CPL Application –  Project Specific – Download

CPL Marketing Flyer – Download