CONTRACTORS POLLUTION PROFESSIONAL (CPP)
Axon’s Contractors Pollution and Professional Liability (CPP) policy is custom tailored to address the unique risk exposures encountered by contractors against the uncertainty of Environmental, as well as, Professional Liabilities as they carry out their daily operations.
POLICY COVERAGE – INSURING AGREEMENTS
- Coverage A – Professional Liability
- Coverage B.1 – Contractors Pollution Liability (Claims made and Occurrence-based coverage)
- Coverage B.2 – First and Third-Party Transportation Pollution
- Coverage B.3 – Blanket Non-Owned Disposal Site coverage
- Coverage B.4 – Microbial Substances CPL (Claims made and Occurrence-based coverage)
- Coverage B.5 – Site Pollution Liability (Named Insured Locations)
- Coverage B.6 – Emergency Remediation Costs
HIGHLIGHTS INCLUDE:
- Increased Rectification Expense
- Separate additional Defense Costs limit
- Coverage for LEED Accredited Professionals
- Coverage for the use of Building Information Modeling (BIM) design assist programs
- Coverage for Technology Services provided in the course of performing professional services
- Automatic coverage for newly formed entities or acquisitions for 90 days
- Coverage for inadvertent disturbance of asbestos and lead-based paint
- Bankruptcy proceedings
- Drone coverage when used in professional services
- Good Faith Reliance giveback under Knowingly Wrongful Acts
- Mediation credit
ADDITIONAL COVERAGES FOR ELIGIBLE RISKS
- Protective Professional Indemnity coverage
- Financial Responsibility for Storage Tanks
- Sudden and Gradual Pollution coverage at insured owned sites
- Scheduled Underground Storage Tank coverage
- Project specific increased limits
- Project specific policies
- Discovery Trigger for First Party Cleanup Costs
- Aggregate Deductible
CPP ADVANTAGES – CONTRACTORS POLLUTION LIABILITY
- Occurrence or claims-made based coverage available
- Emergency Remediation Expenses
- First Party and Contingent Transportation Pollution Liability including loading and unloading
- Blanket Non-Owned Disposal Site Coverage
- Broad Microbial Substance Coverage including mold, mildew, spores, fungi, bacteria and Legionella Pnuemophilia
- Environmental civil and regulatory fines and penalties
- Natural resource damages (NRD) coverage
- Restoration Costs included
- Covered operations as defined by you in the application
- Corporate Reputation Rehabilitation (additional limit)
- Crisis Management Expense (additional limit)
- Definition of Bodily Injury includes medical monitoring resulting from injury as well as mental anguish and emotional distress
- Blanket additional Insured status as required in a written contract for Contractors Pollution Liability
- Defense Costs outside the limits for Contractors Pollution Liability
- Blanket Sudden & Accidental Site Pollution Liability
EXAMPLE CONTRACTOR TYPES:
- General Contractors
- Construction Managers
- Carpenters
- Glass and Glazing
- Contractors
- HVAC Contractors
- Drywall Contractors
- Industrial Maintenance
- Electrical Contractors
- Insulation
- Masonry
- Painting
- Roofing
- Utility
- Excavation and Grading
- Foundation Contractors
- Mechanical
- Plumbing
- Street and Road
- Sewer and Water
Marketing Materials
Contractors Pollution & Professional Liability Submissions: submissions@axonu.com