CONTRACTORS
Broad Occurance Coverage for work related pollution incidents
Contracting Operations – No Scheduling Required
Transportation Activities – Including Wrongful Delivery, Loading & Unloading
Waste Disposal Activities – Broad Language – No Scheduling Required
Site Pollution Liability – Including Midnight Dumping
Environmental Crisis Management – Media and PR Support w/ no Deductible
Additional Policy Enhancements
Mold & Legionnaire’s Disease, Electromagnetic Fields, Low Level Radioactive Material, Medical & Infectious Waste
Defense Outside the Limits of Liability & Not Subject to Deductible or Sub-limit
Completed Operations Coverage
Pollution Incidents include Silt & Sedimentation and Exacerbation
Restoration Costs meeting Green Standards
No Asbestos, Lead or Silica Exclusion
No Professional Exclusion
Broad Additional Insured Status & Waiver of Subrogation where Required by contract
This Coverage is Vital to Contractors
Virtually any contaminant can trigger a pollution exclusion in the CGL policy, leaving you vulnerable. Environmental liabilities are more recognized than ever before and contractors interested in protecting their business know they must incorporate pollution coverage into their insurance book.
Pollution Exposure Examples
Toxic mold caused by water intrusion
Lead paint poisoning during remodeling
Construction errors resulting in release of airborne bacteria (e.g. hazardous dust)
Impact to utility lines resulting in product discharge into soil or groundwater.
Emissions and spills form chemicals applied during construction
Improper disposal of waste or product
Hazardous spills from jobsite equipment, during transport or collision with structures
Installation can inadvertently disturb or releases asbestos-containing material
• Practice or Project Coverage Available
• Limits up to $25,000,000
• 2-year Policy Term – 10 yr. Comp. Ops
• Available all 50 States (Admitted in NY)
• “A” (Excellent) Rating by A.M. Best and “A” (Strong) by Standard & Poor’s
FOR ADDITIONAL INFORMATION CONTACT AXON UNDERWRITING AT 678.210.3380