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CONTRACTORS

The CPL policy is designed to prevent gaps in coverage due to pollution-related exclusions on standard commercial general liability programs. With environmental liabilities more recognized than ever before, virtually any contaminant can trigger a pollution exclusion in the CGL policy. Axon’s CPL is a best-in-class, all-Inclusive form for contractors who know they must incorporate pollution coverage into their insurance book to protect their business.

Broad Occurance Coverage for work related pollution incidents

E

Contracting Operations – No Scheduling Required

E

Transportation Activities – Including Wrongful Delivery, Loading & Unloading

E

Waste Disposal Activities – Broad Language – No Scheduling Required

E

Site Pollution Liability – Including Midnight Dumping

E

Environmental Crisis Management – Media and PR Support w/ no Deductible

Additional Policy Enhancements

E

Mold & Legionnaire’s Disease, Electromagnetic Fields, Low Level Radioactive Material, Medical & Infectious Waste

E

Defense Outside the Limits of Liability & Not Subject to Deductible or Sub-limit

E

Completed Operations Coverage

E

Pollution Incidents include Silt & Sedimentation and Exacerbation

E

Restoration Costs meeting Green Standards

E

No Asbestos, Lead or Silica Exclusion

E

No Professional Exclusion

E

Broad Additional Insured Status & Waiver of Subrogation where Required by contract

This Coverage is Vital to Contractors

Virtually any contaminant can trigger a pollution exclusion in the CGL policy, leaving you vulnerable. Environmental liabilities are more recognized than ever before and contractors interested in protecting their business know they must incorporate pollution coverage into their insurance book.

Pollution Exposure Examples

E

Toxic mold caused by water intrusion

E

Lead paint poisoning during remodeling

E

Construction errors resulting in release of airborne bacteria (e.g. hazardous dust)

E

Impact to utility lines resulting in product discharge into soil or groundwater.

E

Emissions and spills form chemicals applied during construction

E

Improper disposal of waste or product

E

Hazardous spills from jobsite equipment, during transport or collision with structures

E

Installation can inadvertently disturb or releases asbestos-containing material

General and Artisan Contractors, both Environmental and Non-Environmental of any size

• Practice or Project Coverage Available

• Limits up to $25,000,000

• 2-year Policy Term – 10 yr. Comp. Ops

• Available all 50 States (Admitted in NY)

• “A” (Excellent) Rating by A.M. Best and “A” (Strong) by Standard & Poor’s

FOR ADDITIONAL INFORMATION CONTACT AXON UNDERWRITING AT 678.210.3380