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Contractors Pollution and Professional Liability (CPP)

Axon’s Contractors Pollution and Professional Liability (CPP) policy is custom tailored to address the unique risk exposures encountered by contractors against the uncertainty of Environmental, as well as, Professional Liabilities as they carry out their daily operations.

Policy Coverage – Insuring Agreements:


Coverage A – Professional Liability


Coverage B.1 – Contractors Pollution Liability


Coverage B.2 – Transportation Pollution Liability


Coverage B.3 – Third Party Claims for Non-Owned Disposal Sites


Coverage B.4 – Microbial Substances Contractors Pollution Liability


Coverage B.5 – Named Insured’s Locations Pollution Liability


Coverage B.6 Emergency Remediation Costs

Highlights Include Professional Liability:

Rectification Expense

Coverage for LEED Accredited Professionals

Coverage for the use of Building Information Modeling (BIM) design assist programs

Coverage for Technology Services provided in the course of performing professional services

Automatic coverage for newly formed entities or acquisitions for 90 days

Coverage for inadvertent disturbance of asbestos and lead-based paint

Bankruptcy proceedings

Drone coverage when used in professional services

Good Faith Reliance giveback under Knowingly Wrongful Acts

Mediation credit

Contractors Pollution Liability

Occurrence or claims-made based coverage available

Emergency Remediation Expenses

First Party and Contingent Transportation Pollution Liability including loading and unloading

Blanket Non-Owned Disposal Site Coverage

Broad Microbial Substance Coverage including mold, mildew, spores, fungi, bacteria and Legionella Pnuemophila

Environmental civil and regulatory fines and penalties.

Natural resource damages (NRD) coverage.

Restoration Costs included

Covered operations as defined by you in the application

Corporate Reputation Rehabilitation (additional limit)

Crisis Management Expense (additional limit)

Definition of Bodily Injury includes medical monitoring resulting from injury as well as mental anguish and emotional distress.

Blanket Additional Insured status as required in a written contract for Contractors Pollution Liability

Defense Costs outside the limits for Contractors Pollution Liability

Blanket Sudden & Accidental Site Pollution Liability

Additional Coverages for Eligible Risks:


  • Protective Professional Indemnity coverage
  • Financial Responsibility for Storage Tanks
  • Sudden and Gradual Pollution coverage at insured owned sites
  • Scheduled Underground Storage Tank coverage
  • Aggregate Deductible
  • Project specific increased limits
  • Project specific policies
  • Discovery Trigger for First Party Cleanup Costs

Targeted Classes Include but are not limited to:


  • Carpenters
  • Glass and Glazing Contractors
  • Construction Managers
  • HVAC Contractors
  • Drywall Contractors
  • Mechanical
  • Structural Steel
  • Industrial Maintenance
  • Electrical Contractors
  • Insulation
  • General Contractors
  • Masonry
  • Foundation Contractors
  • Sewer and Water
  • Geophysical Contractors
  • Painting
  • Roofing
  • Utility
  • Excavation and Grading
  • Plumbing
  • Street and Road

• Back by Carriers with Financial Strength – AM BEST “A+” rated company

• Underwriting Team with significant Environmental and Professional Liability Insurance Expertise

• Dedicated Professional and Environmental Claims Handling Team

• Industry Leading Service

• A completed ECP application

• List of Completed Projects

• Copy of sample contract

• Water Intrusion Management Plans (if available)

• 5 years – CPL and Professional Liability Loss Runs

• 3 years – Audited Financials (if available)

Axon Contractors and Consultants NB Application – Download

Axon CPP Flyer – Download

All Submissions should be forwarded to submissions@axonu.com.