908-947-0867 info@axonu.com


Axon’s Contractors Pollution and Professional Liability (CPP) policy is custom tailored to address the unique risk exposures encountered by contractors against the uncertainty of Environmental, as well as, Professional Liabilities as they carry out their daily operations.

Policy Coverage – Insuring Agreements:

Coverage A – Professional Liability

Coverage B.1 – Contractors Pollution Liability

Coverage B.2 – Transportation Pollution Liability

Coverage B.3 – Third Party Claims for Non-Owned Disposal Sites

Coverage B.4 – Microbial Substances Contractors Pollution Liability

Coverage B.5 – Named Insured’s Locations Pollution Liability

Coverage B.6 Emergency Remediation Costs

Highlights Include Professional Liability:

Rectification Expense
Coverage for LEED Accredited Professionals
Coverage for the use of Building Information Modeling (BIM) design assist programs
Coverage for Technology Services provided in the course of performing professional services
Automatic coverage for newly formed entities or acquisitions for 90 days
Coverage for inadvertent disturbance of asbestos and lead-based paint
Bankruptcy proceedings
Drone coverage when used in professional services
Good Faith Reliance giveback under Knowingly Wrongful Acts
Mediation credit

Contractors Pollution Liability

Occurrence or claims-made based coverage available
Emergency Remediation Expenses
First Party and Contingent Transportation Pollution Liability including loading and unloading
Blanket Non-Owned Disposal Site Coverage
Broad Microbial Substance Coverage including mold, mildew, spores, fungi, bacteria and Legionella Pnuemophila
Environmental civil and regulatory fines and penalties.
Natural resource damages (NRD) coverage.
Restoration Costs included
Covered operations as defined by you in the application
Corporate Reputation Rehabilitation (additional limit)
Crisis Management Expense (additional limit)
Definition of Bodily Injury includes medical monitoring resulting from injury as well as mental anguish and emotional distress.
Blanket Additional Insured status as required in a written contract for Contractors Pollution Liability
Defense Costs outside the limits for Contractors Pollution Liability
Blanket Sudden & Accidental Site Pollution Liability

Additional Coverages for Eligible Risks:


  • Protective Professional Indemnity coverage
  • Financial Responsibility for Storage Tanks
  • Sudden and Gradual Pollution coverage at insured owned sites
  • Scheduled Underground Storage Tank coverage
  • Aggregate Deductible
  • Project specific increased limits
  • Project specific policies
  • Discovery Trigger for First Party Cleanup Costs

Targeted Classes Include but are not limited to:


  • Carpenters
  • Glass and Glazing Contractors
  • Construction Managers
  • HVAC Contractors
  • Drywall Contractors
  • Mechanical
  • Structural Steel
  • Industrial Maintenance
  • Electrical Contractors
  • Insulation
  • General Contractors
  • Masonry
  • Foundation Contractors
  • Sewer and Water
  • Geophysical Contractors
  • Painting
  • Roofing
  • Utility
  • Excavation and Grading
  • Plumbing
  • Street and Road

• Back by Carriers with Financial Strength – AM BEST “A+” rated company

• Underwriting Team with significant Environmental and Professional Liability Insurance Expertise

• Dedicated Professional and Environmental Claims Handling Team

• Industry Leading Service

• A completed ECP application

• List of Completed Projects

• Copy of sample contract

• Water Intrusion Management Plans (if available)

• 5 years – CPL and Professional Liability Loss Runs

• 3 years – Audited Financials (if available)

Axon Contractors and Consultants NB Application – Download

Axon CPP Flyer – Download

All Submissions should be forwarded to submissions@axonu.com.