Cyber Advantage
Supported by up to USD 5 million in capacity through an A rated carrier, this flexible solution can protect against network security and privacy events, cyber extortion, data restoration, incident response costs, business interruption, and other evolving digital exposures.
CAN INCLUDE PROTECTION AGAINST:
- Data breaches - where personal or commercial information (electronic or otherwise) is accessed without authorization
- Security failure - a hacker exploits weaknesses in your security systems, leaving your business exposed
- Cyber Attacks - digital attacks against your business
- Extortion - criminals holding your systems or data to ransom or threatening to publish information
- Human Errors - mistakes made by staff or suppliers that results in a data breach or system outage
- Business Interruption - covering the loss of income that you may suffer from a cyber attack
- Covering Your Liabilities - and the cost of defending regulatory investigations after any alleged breach of state or federal data protection legislation
- Reputational Damage - includes PR and crisis management support, including lost income or customers
- Financial Crime and Fraud - the use of the internet to deceive employees, customers or suppliers into transferring money or goods
KEY FEATURES OF CYBERADVANTAGE
- Easy to read broad policy form
- Breach notification cost in addition to limit
- Strong claims management and breach response services
- Wide range of available coverages
SUBMISSION REQUIREMENTS
- CyberAdvantage Application
- CyberAdvantage Ransomware Software
- 5 Years of Cyber Loss Runs (if applicable)
- Description of any cyber incidents/claims)
AVAILABLE COVERAGES:
- Legal Costs
- Breach Forensic Costs
- Notification Costs
- Call Center Costs
- Credit Monitoring Costs
- Dark Web Monitoring Costs
- Cyber Ransom Losses
- Increased Cost of Power
- Search Engine Rating Restoration
- Data Recovery Costs
- Breach y Suppliers
- Privacy Liability
- Privacy Investigations
- PCI Liability
- Business Interruption Including Expert Fees
- Dependent Interruption
- Online Liability
- Operational Error (System Failure)
- Key Person Cover
- Electronic Theft
- Telephone Toll Fraud
- Social Engineering
- Client Social Engineering
- Invoice Manipulation
- Bricking
- Reputation Protection
- Repeat Event Mitigation
- Court Attendance Compensation
- 72-Hour Excess Waiver
- Voluntary Shutdown